01
Proactive Tax Strategy
Year-round planning — not just April. Your tax picture coordinated with your investment decisions before the year closes, not after.
Michigan CPA & Fractional CFO Advisory
Beyond the return — proactive tax and CFO guidance, all year.
Proactive tax strategy and CFO-level oversight for individuals and business owners — coordinated alongside your wealth advisor so nothing falls through the seams.
CPA, MSA
Michigan Licensed
CFO
Operating Experience
Year-Round
Not Just April
02
CFO-Level Oversight
Cash flow, reporting, banking, and M&A advisory — senior financial leadership on your terms without the full-time cost.
03
True Coordination
When your CPA and your wealth advisor operate in sync — the same client, the same table, the same direction — the difference is tangible.
Financial advice is only as good as its coordination.
Most clients work with a CPA and a financial advisor who never speak to one another. The CPA handles the return. The advisor manages the portfolio. Neither knows what the other is doing — and the client bears the cost of that silence.
The result is strategies that look sound in isolation but leak real value at the seams: retirement distributions that trigger unnecessary taxes, Roth conversions timed without regard to the actual tax calendar, estate plans that ignore cost basis, business transitions with no proactive tax structure.
There is a better way. And it already exists — for clients who have access to it.
#1
Complaint Heard About CPAs: Lack of Proactivity
100s
Clients Referred to CPAs Who Never Refer One Back
0
Coordination Happening Between Most CPAs and Advisors
12 mo.
Of Value Left on the Table Every Year Without It
“Taxes make money go around. When a CPA and a financial advisor are truly coordinated, the client wins in ways that neither professional could deliver alone.”
“I don't think I'm that traditional CPA that just cranks out returns. I want to know what value a CPA can bring from May to December — to individuals, to business owners, to the people who actually need someone paying attention.”
Who We Serve
Built for individuals and business owners
Every engagement starts with the same question: what does your complete financial picture actually look like? Then we build from there.
Business Owners
S-corps, LLCs, and partnerships navigating growth, owner compensation, payroll structure, and long-term exit planning.
High-Income Individuals
Executives, physicians, and professionals with complex personal tax situations that demand forward-looking strategy — not reactive compliance.
Entrepreneurs & Investors
Founders building companies, acquiring practices, or structuring deals — with tax efficiency at the center of every decision from day one.
Families & Estates
Multi-generational planning, estate tax coordination, and the kind of proactive communication that makes the hard conversations easier.
What We Do
Services built around your complete financial life
From surgical tax planning to fractional executive leadership — and tax-coordinated wealth strategy built alongside your financial advisor. Not siloed. Not reactive. Integrated from the first conversation.
Core Service · 01
Tax Advisory & Compliance
Proactive strategy that minimizes your burden and eliminates surprises — year-round, not once a year.
- Business & individual income tax returns
- Michigan FTE elections & optimization
- Multi-year tax reduction planning
- Roth conversions & RMD strategy
- IRS & state audit representation
- Entity structure optimization
Core Service · 02
Fractional CFO Services
Senior financial leadership on your terms — the strategic oversight of a CFO without the full-time overhead.
- Cash flow forecasting & modeling
- Financial reporting & dashboards
- Budget development & variance analysis
- Banking & lender relationships
- M&A advisory & due diligence
- Investor-ready financial presentations
✦ Coordinated Service · 03
Tax-Coordinated Wealth Strategy
Where tax planning meets investment management — designed alongside your wealth advisor from the start.
- Retirement & investment tax optimization
- Roth conversion & distribution planning
- Estate & succession tax strategy
- Medicare & benefits coordination
- Tax-efficient portfolio structuring
- HSA, QCD & student loan strategy
What Coordination Changes
When your CPA and your advisor are actually talking
Six places where coordinated advice quietly produces a materially better result — and where uncoordinated advice quietly leaks value year after year.
01
Tax-Aware Investment Decisions
Investment decisions are made with full visibility into your tax situation — not discovered at filing. Harvesting losses, timing gains, and structuring distributions happen with purpose.
02
Roth Conversions Done Right
Conversions timed to your actual marginal rate each year — not generic rules of thumb. The difference between a good Roth strategy and a great one is knowing your real tax picture in October, not April.
03
Retirement Income That Lasts
After-tax cash flow maximized across Social Security, RMDs, qualified charitable distributions, and portfolio distributions — all planned together, not in sequence.
04
Estate Plans That Hold
Coordinated across your CPA, advisor, and attorney — with no gaps between disciplines. Basis tracked. Gifting structured. The plan built to survive the moment it matters most.
05
Business Transitions Without Surprise
Entity structure, sale structure, and tax consequence understood before the deal closes — not after. The tax tail doesn't wag the business dog when your CPA is in the room from the start.
06
One Accountable Relationship
Not two professionals who occasionally email each other. One integrated team that holds the complete picture year-round, reaches out proactively, and shows up when it counts.
About
Samuel E. Genetti
CPA, MSA · Michigan Licensed · Founder
“I didn't leave the CFO seat to prepare returns. I left to be the advisor I always wished my clients had — someone who is proactive, present, and genuinely invested in what happens between January and December.”
Sam's background spans public accounting at large practices, hands-on experience as Controller of a mid-sized company, and serving as a financial officer for labor unions in the Detroit area, in addition to graduate work at Walsh College. That combination of public accounting and operational finance gives him an uncommon perspective: he understands the technical answer and the business context behind it.
He founded Genetti Tax & CFO Solutions to give individuals and business owners access to the kind of advisory relationship that used to be reserved for large companies — proactive, relationship-driven, and built around their actual life and what they truly need.
A process built on trust, not transactions
01
Discovery Consultation
No pressure. No pitch. A direct conversation about your situation, your goals, and where the gaps exist in your current financial picture.
02
Full Assessment
We review your financials, tax history, entity structure, and investment picture to identify what is working and what is being left on the table.
03
Integrated Strategy
A unified tax and wealth roadmap — coordinated with your financial advisor, prioritized by impact, and built to be executed, not filed away.
04
Ongoing Relationship
Mid-year check-ins, proactive tax updates, joint advisor meetings when needed, and a direct line to someone who knows your complete picture.
The Vision
A new standard for what coordinated financial advice actually looks like.
The best financial outcomes happen when the people responsible for your money are working from the same information, toward the same goals, at the same time. Not in sequence. Not in silos. Together — in the room, on the phone, and at the table when it matters most.
This is the practice Genetti Tax & CFO Solutions was built to be. High-touch. Relationship-driven. Genuinely invested in the people we serve — not just in April, but every month of the year.
Ready for a financial team that actually works together?
Begin with a complimentary 30-minute consultation. No obligation.
Or send a message
Tell us a bit about your situation.
Share a few details and Sam will follow up within one business day. All information is kept confidential.